Looking for a new

mortgage?

 

We’ll make it

easier for you!

We search the market to compare  thousands of deals from mortgage lenders in the UK.

At Creative Lending Solutions we understand that finding a mortgage can sometimes be challenging. With so many available options in the market and with each lender having their own particular rules, it can often be difficult knowing where to look.


We’re here to help and, after getting to know you a little better, we’re confident of finding the right mortgage for you.

 

Whether you wish to lower your payments, raise cash from your property, purchase a new home or invest in the Buy to Let market, we are on hand to help every step of the way. This includes recommending the most suitable lender and product, completing all of the application work, and managing your case through the legal stage until a completion date is reached.


Please take a look at some of the more common lending scenarios that we assist with below and in the main header menu above. If you have a particular mortgage need not listed, we can likely help with this too.

 

We’d love the opportunity to assist you with all of your mortgage requirements and there is no obligation to take up any recommendation we make following our initial consultation.

 

So, why not give us a call on 0330 133 6183 or send us an enquiry to get started? 

 

It would be great to hear from you. 

How can we help?

Remortgage


Save money on your monthly outgoings or release money from your property with a remortgage arranged on the most favourable terms. Call us today to receive impartial advice on remortgaging and learn how best we can help you.

First-Time Buyers

First-Time Buyer Mortgage


Buying your first property is an exciting time but one that may be filled with many questions. Read more on our First-Time buyer page and please get in touch for any further information, including the most suitable lender for your first mortgage.

Home Mover Mortgage


If you’re looking to move to a new home, we’re on hand to help make this possible. With so many things already to consider when moving property, let us take away the mortgage worry for you. Call today to discuss your requirements, and we’ll help by finding a solution that works for you.

Buy to Let Mortgage


If you’re an existing landlord or you wish to enter the BTL market, we'll help find the right lender for you. There are varying income requirements and rental stress tests within this market so it’s never a case that a one criteria fits all. Speak with us today and learn more about how we can help.

Interest Only Mortgage


An Interest Only mortgage will lower your mortgage payment and you will need to repay the capital balance by other means. Interest Only lenders each have their own specific criteria and speaking with a specialist adviser can help locate the right option for you.

Older Borrower Mortgage


If you’re approaching retirement or you are already retired, you may have found it challenging to obtain a mortgage. At Creative Lending Solutions we are experienced at finding mortgages in later life and look forward to helping you. Get in touch to find out more about Older Borrower mortgages.

Self-Employed Mortgage


If you’re self-employed, you may need need a lender that takes a more flexible approach to assessing income, such as considering your latest year of profit in isolation or perhaps one that can accept only a single year of trading. Speak with a specialist adviser today to learn more about your options.

Foster Carer Mortgage


As a foster carer, obtaining a mortgage is not always as straightforward as it should be. If you have encountered difficulties or are just unsure where to start, please get in touch and we will help you find a suitable lender for the mortgage you require.

Bad Credit Mortgage


Has a lower credit score prevented you from obtaining the mortgage you require from any lenders that you have approached? Speak with one of our specialist advisers today to learn of the options you have with any of the more understanding lenders.

To view ‘Company Director Mortgages’, ‘Contractor Mortgages’, ‘Shared Ownership Mortgages’,  ‘Right to Buy Mortgages’, ‘Joint Borrower Sole Proprietor’ and ‘Mortgages which have ended’ please use the Specialist Mortgages option on the header menu.

Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.  

   

Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Why Creative Lending Solutions?

We take the strain out of finding your first or next mortgage and have access to a comprehensive range of products from High Street lenders and specialist options not available directly. 

 

You may have faced disappointment in obtaining a mortgage yourself or you may simply be unsure where to start. We’ll listen to you and recommend the most suitable solution for your needs – and if you’d like us to arrange the new mortgage too, we’ll support you throughout every step of the application process.

 

That’s your new mortgage wrapped up, from start to finish.

More great reasons to get in touch

  • Friendly, professional & convenient
  • Over 20 years’ industry experience
  • We value our customers 
  • Same day pre-approvals
  • Full support provided
  • Jargon-free
  • Fast communication  
  • Available weekdays until 7pm

I cannot praise Mike Newman enough for the superb service he provided in arranging our mortgage. I'd have absolutely no reservations about recommending his services. Thanks, Mike!

M.F & S.F Cardiff

First class service. Mike Newman is extremely good at his job, knows his products that best suit your needs, responds really quickly to your messages, great to speak to on the phone.

J.M Penzance

Mike was amazing! After being let down by my own bank, Mike sorted everything. The whole process went along without any problems at all. He was always on hand if ever I needed to ask anything and he kept in touch with me along the way! Absolute 5* service!

K.P Birmingham

A first rate, professional service. We were very impressed with Mike. He kept us fully informed at each stage of the process, answering our queries and making what some consider a complicated and stressful time absolutely painless.

P.R & S.R Fareham

Outstanding service. Mike was extremely polite, helpful and knowledgeable. Always kept in contact and replied to emails returned calls quick and efficiently. More than happy with the service.

A.P Birchington

We are so pleased that we decided to choose this company for finding a new mortgage. Communication and their patience at answering our queries was excellent. We will not hesitate to use Creative in the future.

G.R & R.R Norfolk

Absolutely excellent, from beginning to end I couldn't fault Mike and Natalie. On time, responsive, proactive and accurate. Also the respect and understanding they demonstrated was unexpected in this world today.

S.O & N.O Lyme Regis

Get in touch

Make a start on finding your new mortgage by calling us on 0330 133 6183 or by completing our short form below.

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