Foster Carer Mortgages

We understand the challenges you may have encountered in obtaining a mortgage as a foster carer. Many lenders can take a frustrating stance when considering foster carer income for the purpose of a mortgage, whilst some may not accept this income at all.

With years of experience in helping foster carers, we’re pleased to advise that there is a handful of lenders who will assess your income the right way, taking full account of your fostering allowance. This provides an opportunity to maximise your mortgage potential and we look forward to helping you achieve the borrowing you require. Speak with us today to find out more.

What is a Foster Carer mortgage?

Strictly speaking, there is no mortgage or product specifically designed for foster carers, but it is certainly true that some lenders are more understanding when it comes to assessing your affordability for a new mortgage than others. At Creative Lending Solutions we can source an appropriate lender for a realistic appraisal of your income.

Will I pay a higher rate as a Foster Carer?

As a foster carer, your mortgage rate will be no higher than for any other customer. We will simply be approaching a foster friendly lender and these are still well recognised names with comparable rates of interest.

I cannot praise Mike Newman enough for the superb service he provided in arranging our mortgage. I'd have absolutely no reservations about recommending his services. Thanks, Mike!

M.F & S.F Cardiff

First class service. Mike Newman is extremely good at his job, knows his products that best suit your needs, responds really quickly to your messages, great to speak to on the phone.

J.M Penzance

Mike was amazing! After being let down by my own bank, Mike sorted everything. The whole process went along without any problems at all. He was always on hand if ever I needed to ask anything and he kept in touch with me along the way! Absolute 5* service!

K.P Birmingham

A first rate, professional service. We were very impressed with Mike. He kept us fully informed at each stage of the process, answering our queries and making what some consider a complicated and stressful time absolutely painless.

P.R & S.R Fareham

Outstanding service. Mike was extremely polite, helpful and knowledgeable. Always kept in contact and replied to emails returned calls quick and efficiently. More than happy with the service.

A.P Birchington

We are so pleased that we decided to choose this company for finding a new mortgage. Communication and their patience at answering our queries was excellent. We will not hesitate to use Creative in the future.

G.R & R.R Norfolk

Absolutely excellent, from beginning to end I couldn't fault Mike and Natalie. On time, responsive, proactive and accurate. Also the respect and understanding they demonstrated was unexpected in this world today.

S.O & N.O Lyme Regis

Finding a suitable Foster Carer mortgage

We’ll search the market to find the best fit for you. Fill out our short form and we’ll be in touch to explore your options.

Our help with Foster Carer mortgages

Creative Lending Solutions can help by sourcing an appropriate lender for your circumstances, ensuring that their particular criteria requirements are met for the mortgage you require.

By understanding the unique criteria of one lender over another this better helps us recommend the most appropriate option to you; whether this is simply to obtain a better deal, to raise additional borrowing or to make other changes to your mortgage arrangements.

We keep things as simple as possible and will be on hand at every step of the new mortgage process. We will complete the lender’s application form and forward them your supporting documentation. We will respond to the lender’s underwriter with answers to any questions they may have and to offer assurances where they may be required. Once your new mortgage offer has been issued, we will remain available for any questions you may have and for any changes that may be needed up until completion.

More great reasons to get in touch

Friendly, professional & convenient
Over 20 years’ industry experience
We value our customers
Same day pre-approvals
Full support provided
Jargon-free
Fast communication
Available weekdays until 7pm

Your home may be repossessed if you do not keep up repayments on your mortgage.